The Safest Way To Send Money Online

There are many different reasons you might want to send money online in the safest way possible. Perhaps you have a friend in a foreign country who faces an emergency? Maybe you want to pay for a product, and the company doesn’t have a facility for that on their website? Regardless of the issue, it’s essential that you identify the best methods to ensure you never lose out and the transaction goes through unhindered. This article will highlight some of the most popular money transfer solutions you might want to use. Of course, it’s sensible to conduct more research into each of them to work out which offers the most benefits depending on the situation.


If you want a straightforward money transfer solution, you probably don’t have to look much further than this. Paypal is one of the world’s most successful services for anyone who wants to send and receive funds. In some instances, you don’t even have to open an account to transfer money if the other party sets up a payment request page. However, usually, you will enter your details and create an account from which you can send money to anywhere in the world.

There are some fees involved, and so it’s vital that you consider that before using the platform. At the current time, the costs for using PayPal in the US are 2.9% plus $0.30. People in the UK pay 3.4% plus 20p right now. However, the figures are different for most countries, and so it’s wise to gather the correct information before using that method.

Google Wallet

Google is one of the most respected and successful internet companies on the planet. So, it makes sense they should release a money transfer system for their users. Google Wallet has grown in popularity in recent times, and now it’s used to facilitate thousands of transactions every single day. Anyone who wants to use that service just needs to open an account and then use the following steps to send their money:

  • Open the Google Wallet application
  • Enter the amount you want to transfer
  • Enter the recipient’s phone number
  • Confirm the amount and the payment method
  • Add a personal note to the transfer

One of the best things about Google Wallet is that users have a couple of seconds to change their mind about the transfer. Google provides a “cancel transfer” button that will retrieve the funds and place them back in your account.

Direct transfers

Lots of people choose to make direct bank transfers when sending money to friends, colleagues, or business owners these days. That is one of the most secure methods because the cash is protected by the bank, and those establishments have excellent fraud prevention teams. So, if anything goes wrong, the bank should place the money back into your account without question. People who want to use the direct transfer option just need to:

  • Log into your internet banking account
  • Click over to the money transfer section
  • Enter the amount you wish to transfer
  • Enter the recipient’s bank account details
  • Press send

In most situations, it’s possible for the money to go immediately if the bank offers an instant transfer service. However, in cases where the recipient banks with a different company, or where they reside in a different country, some transfers will take up to and including three working days.

Western Union

Western Union transfers are perhaps one of the oldest methods for sending money safely and securely. Millions of people all over the world use the service every single day with impressive results. Much like the other suggestions on this page, individuals just have to create an online account and then follow this process:

  • Log into your profile
  • Choose the country, amount, and delivery method
  • Enter the recipient’s name
  • Pay with card or bank transfer
  • Wait for a confirmation email

Just be aware that, depending on the country, some transactions could take around six days to reach completion. However, in most instances, the money should hit the person’s account in between one and three days. There are also fees involved that fluctuate regularly, so be sure to check the website before you press send.

Those are some of the safest ways you can send money online right now. So, you just need to consider the ins and outs of the situation before identifying the method that will work best for you. Thankfully, all those services have FAQ pages on their websites, and they make their terms and conditions available to anyone who wants to read them. Good luck!

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